Due to the Covid-19 virus and Government Travel advisories its important that anyone traveling out of country check their insurance coverage. For those Retirees that may have out of country through MROO/Victor. As you know its under written by RSA (Royal Sun Alliance). The following is from their (RSA) website. Please be aware and check your coverage.

OUT OF COUNTRY EMERGENCY MEDICAL INSURANCE COVERAGE

For Out of Country Medical Insurance, a travel advisory of “Avoid all travel” or “Avoid non-essential travel” will impact insurance coverage.

Out of country emergency medical coverage is not available if a formal travel advisory is issued before your departure;
Customers who book future travel to a location which is currently under a relevant travel advisory (including cruises) will not have medical coverage in these locations if the advisory is still in effect at the time of travel;

If a travel advisory is issued after departure, medical coverage for that location is limited to a period of 10 days from the date of the travel advisory or formal notice was issued, or to a period that is reasonably necessary for you to safely evacuate the country, region or area.

Because of the advisory to “Avoid all cruise ship travel,” beginning March 9, 2020, customers who depart on a cruise after this date will not have out of country medical coverage.

Please visit https://travel.gc.ca/travelling/advisories for the most up-to-date information.